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Part
II: How to Get Out of this Mess
At the beginning of this study I said in the title I would tell you how we can get out of this mess. There is a way, and it is very easy, however, I do not expect that we will do it. But, of all the nations in the world that have at least a slim chance of success, at least a chance of remaining a good place to live until Christ returns, we have one of the best chances. The nations that have the best possibilities are, Australia, Canada, England, and the United States. Recently, when rockets from Gaza terrorists were raining down upon Israel, only Canada voted to allow Israel to retaliate. That shows that they at least have a tiny bit of biblical conscience left. The nations I have mentioned are those that were formerly a part of the British Empire and at some time in their history at least practiced some form of Christianity. Some where way back in their national conscience is a small glimmer of hope. Maybe one of them will repent and turn again to the Lord. We are in a lot of messes. Financial, political, moral and more. Right now what is on the minds of most of the world is the financial mess. Most do not realize that the financial mess is simply the result of what is in a sense the moral mess, the fact that we disobey God’s commands. But, we will start with a cure to the global financial meltdown and then go on to other things. (Prov 22:7 NKJV) The rich rules over the poor, And the borrower is servant to the lender. The bible states a simple fact. If you are a borrower you have become a servant or a slave to the lender. You are working to make the lender wealthier. Now, if you watch the television financial news you will see that their answer to getting the economy moving again is for the credit freeze to unthaw and for lending to begin again as it did during the housing and credit bubble. This is exactly the wrong thing to do. It was excess credit, excess borrowing that caused this mess in the first place. If credit had not been available the housing boom would never have happened, and neither would the crash have happened when the bubble burst. Many would disagree and say, we have to have these booms, they are what sustain us. To them I would say, you can take your choice: A slow growing economy of perhaps 3% a year, growth in direct proportion to population increase, or a boom and bust cycle. When you print money and make credit available for long term high interest rates, you are simply borrowing the good times from tomorrow to enjoy it today. At some point in time the cycle must end. What we are now going through in the world economy in primarily the Anglo Saxon nations, is the same as a person living large on credit cards, until the bills get so large that not even the minimum payments can be made. Then the bust comes. That is what we have done with every bubble since the 1920’s. We borrow and spend, and have boom and bust. We need to get off of this train. Let’s just have slow steady growth forever rather than this. That is what would be best for the people, but the rich and greedy won’t let it happen. They won’t let it happen because there is too much money to be made too fast by enticing people to get in debt above and beyond what they can possibly ever repay. An example: The State of Florida allowed totally unrestricted growth for years. They allowed new housing and strip malls and office buildings to be built even though there was no infrastructure in place to support it. No roads, no sewers, no schools, no planning whatsoever. Now, not only do we have an overbuilt condition here in housing and commercial property, but we do not have the money to complete the infrastructure and schools to even cover what has already been built. If infrastructure had been required to be built first, there would still be a waiting list for building permits in Florida. Construction would not have stopped. Workers would still be working. But that did not happen because human greed was so strong that it overruled all reason. The lust for the formerly so called almighty dollar blinded the eyes of the leadership of the state, county and city governments. They wanted every penny they could get, and they wanted it yesterday. They got it, but today is now here and we have mortgaged our future, and now we are living in that future with insufficient income. You may say, how could we have done otherwise? Well, if we were following God’s laws on lending this never could have happened. How so? Well, first of all, as we already studied, God’s law requires 0% interest for necessities. Food, shelter and clothing. If a person gets themselves in over their head buying toys, that is their problem. But for the necessities of life God requires interest free loans. The payments will never change. There will be no “finance charge reset” every year, driving the house payment to impossible levels. Second of all, God requires that no loan be for more than seven years. That makes it almost impossible to have a long term recession or depression. All loans will be done in seven years. People would know exactly what their payment would be, and just exactly how far they had to go to get their mortgage paid off. You might say, don’t they know now? Well, yes, but 30 years is such a long time that you can’t scrape by that long on unemployment or being underemployed. If the loan periods were shorter people could strive to make it to the end of their payments. Not only that, but if they had to sell, even after three years, look how much equity they would have. They would almost surely be able to sell their home for a profit. (Deu 15:1 NKJV) "At the end of every seven years you shall grant a release of debts. (Deu 15:2 NKJV) "And this is the form of the release: Every creditor who has lent anything to his neighbor shall release it; he shall not require it of his neighbor or his brother, because it is called the Lord's release. (Deu 15:3 NKJV) "Of a foreigner you may require it; but you shall give up your claim to what is owed by your brother, If home prices had to stay down to reasonable levels in order to sell, say $100,000 dollars then see how much equity a person would build in just a few years using God’s program. Home buyer: $100,000 home. Seven year loan, $1000.00 a month payments, 0% interest. $12,000 a year on principal. $16,000 down. Day one: $16,000 equity (down Payment) End of year one: $28,000 equity End of year two: $40,000 equity End of year three: $52,000 equity End of year four: $64,000 equity End of year five: $76,000 equity End of year six: $88,000 equity End of year seven: $100,000 equity – Paid for. This is how God would have the mortgage industry run. You might ask, how in the world could the banks make any money with a system like that? Well, for one thing, the banks are getting the money for free, from depositors, who are depositing the money for safety, not for gain, so the banks are not paying any interest either. Not only that but only about 20 to 30% of all loans would be to consumers for the necessities of life. Other loans can charge interest. Loans to governments, (like U.S. Treasury bonds) loans to businesses, loans to foreigners, loans for toys, such as boats, cars, motorcycles, etc. These can all be charged interest. The banks can still make plenty of money. Probably more than they are now. Not only that, but people would rarely default on homes. With they equity buildup being so swift, rarely would a homeowner be unable to sell their house and pay off the bank. After the first year of payments the bank would be on pretty safe footing. They would rarely lose on a home loan. In most cases just the down payment alone of 16% would make it possible for the bank to sell the home at a break even price, even if they did have to foreclose. We would not be in the mess we are now if we followed these rules. Not only that, but every seven years everyone would be out of debt. God also had it in his plan that the loan cycle started every seventh year for everyone. If you took out a loan three years into the cycle, it could only be a four year loan, until the first year of the loan cycle started again. You might say, what good is that? Well, this prevents anyone form getting in over their head forever by taking out a new seven year loan every year Pretty soon they would be way over their head in debt. (it’s just human nature) By using this rule God made it so that every person was no longer a slave to the lender at the end of every seventh year. In other words, a person could start over with no debt every seven years. They could not enslave themselves or their children by borrowing money for a forty year mortgage. Every seventh year a person could make a new start. If they chose to get back in debt and buy a bigger house, that’s their problem, but they had the chance to be free. Using this method, consumers would be richer, (no interest on necessities) banks could still make money, and even more money. Using a gold and silver standard there would be almost no inflation, and the country would prosper beyond belief. Some may whine that they like to receive interest on their money. No problem. That is still possible. The bank can make accounts that pay interest on the money that is lent to governments, businesses and foreigners and for toys. But, those would be the risky accounts. You could lose your money. In the regular account, although you do not receive interest, your principal would be insured. The system would have to be set in place so that by law regular savings accounts would be guaranteed the return of their deposits, by the federal government if necessary, with no limit. And remember, there is virtually no inflation when fiat (unbacked) currency is taken out of the equation. On a gold and silver standard you could plan for retirement forty years into the future, and know exactly what you would need to live on for as many years as you expected to live. No inflation surprises. 15% a year inflation for five years could wipe many retirees out. We may experience that when all the money being printed today to bail out banks and businesses creates inflation. Don’t be surprised if we have hyperinflation from 2012 through 2016. Someday the chickens have to come home to roost. We will eventually pay for what our government is doing today. If inflation is too high in the future don’t be surprised is we have a currency change. I expect a currency change will wipe out about 30% of the value of the old currency, so the government can pay off their debts (they get the 30%) and the hyperinflation stops for a time because they pricked the bubble all at once. After a few years they start the printing press up again, and the cycle repeats itself. It would be good for governments and businesses to follow the same rules as consumers, but that is probably asking way to much. The
Stock Market
The New York Stock Exchange has been a crooked entity since it began. Since it’s very first day it has been separating fools from their money. The rich get richer and the poor schmucks lose their hard earned money. The 401k and 403b’s and all of the other so called retirement plans are all devised to get people to buy stocks. The choices in almost all company plans are often very limited. You might have a low interest money market fund, a bond fund or three, and many stock funds. The advisors will tell you the bond and money market funds are only for retirees, and that even they should only have a small portion invested in them for soon forthcoming withdrawals. But, anyone with 5 or more years to go before retirement should be fully invested in a diversified stock portfolio. Well, history proves otherwise, and is proving it again in 2009. The big boys run the game. They run stocks up until the little guys have all the stocks. Then the big boys let the stocks fall until the little guys have to sell at a loss to eat, pay bills, and keep their home. When stocks are selling for pennies on the dollar, the big boys buy them all back and start the game all over again. A few get lucky, because the cycle lasts for 15 to 25 years. If you just happen to be the right age and get in and get out at the right times you may do well. But, it’s not because you are smart, you just got lucky and began investing at the start of a new cycle and got out and retired just before the end of it. If you stay in the game long enough you will get burned. The people who got in when the plans were created (1974) and got out before 2000 made out pretty good. Since then if you had invested $50.00 a week beginning in 2000, you would not even have your principal intact in 2009. The losses of the past nine years will make it almost impossible to even get the same return you could have gotten in bank CD's after 25 years, in 2025. The stock market will have to make some huge, huge gains, just to get back to even at with the DJIA over 14,000. Thats the break even point when you have your money back with no profit, but remember, you have lost getting any growth on your early contributions for 10 or 15 years. Unless you work unti 80 years of age, you will never make it up. By the way, stocks only make 6 ½ % in the long run, regardless of what they say or how many charts they show you. When a stock does badly it is replaced in the indexes with another one that is doing better, to keep up the scam. Only one original stock is left in the DJIA, the Dow-Jones Industrial Average. Only GE, General Electric, Thomas Edisons company. All of the rest of them went out of business or were de-listed because their price had went down too much. The S&P 500 index was recently the S&P 498 when two stocks were dropped due to low share price, or in E.F. Hutton’s case, ceased to exist altogether. What they don’t tell you is that when a stock is dropped from the index, and replaced with a new one, you don’t get the new one for free, as you should. You lose the value of the old one and have to purchase the new one or ones from the assets in your fund. The index shows a gain and a profit, but your indexed fund shows a loss or at least a decrease in value. When they show you the charts of how the S&P 500 has grown over the past 25 years, that may be true, but your mutual fund based on the S&P would not have grown at that rate. They take the losers out of the index and replace them with winners, but the losers stay in your fund until they cease to exist and you lose your money. You have to keep putting more and more money in just to stay even. That’s why they want to take it out or your check automatically. That way your total value will go up most of the time because of your contributions, not because of their wonderful management of your money. They hide your losses with your new contributions. It's a personal Ponzi scheme, a really crooked one. Only the fund managers get rich. The participants get poor. You can calculate yourself what the indexes do using a spreadsheet. Just take the starting price of the index in a given year and todays price, and see what percentage gain year over year is necessary to get to todays price. You will find that in almost any given 30 year period it’s about 6 ½ percent. Some might say but wait a minute there Clyde, what about the dividends. If you buy individual stocks you might have a point there, you will make a little more if you get the dividends. If you buy your own stocks and manage your assets yourself, you have a chance to make a profit, but still only about 7 1/2 to 8%, for a lot of risk. A 5% insured bond is a lot better retirement investment than a high risk 8% stock. If you invest in mutual funds the dividends and the fees are about equal. They offset each other. So, you may see the dividends on a piece of paper, but it is a mirage. They show dividends on the paper, but take fees take them away with the other hand, the invisible one. In other words the mutual fund company takes from 3 to 5 percent of your money as a charge for managing it. If your dividends in an index fund are 2% and your fees are 4% you are losing another 2% on top of the fees, eating into the measly 6 ½ % you are getting. Now you are only making 4 1/2 percent. You may as well have a 5 year CD or a T-Bond. You would be just as well off and a lot safer too. Stocks are for gamblers, tramps and thieves. Gentlemen prefer bonds, gold and property. Vacant land near a growing city is a lot better investment than the stock market. You buy the land at 30 years of age and sell it at 65. The stock market is a casino. Play it if you want to, but like a trip to Las Vegas, only gamble what you can afford to lose without losing any sleep over it. Anything you really need for the future, like retirement funds or the kids college fund, put it in something safe, something that will be there when you need to use it. One more thing about stocks. The IRA's, 401K's, etc. were created for the purpose of taking the burden of retirement income for baby boomers off of Social Security. Baby boomers started turning 59 1/2 in 2005. That is the year they could begin to legally withdraw funds from their IRA's without a 10% penalty on top of paying the taxes. See anything here? when did the stock market peak? When did it begin to fall? It peaked and then fell right in line with the baby boomers being able to take their money out. Many are waiting to take money out until they start collecting social security at age 62 to 66. That is happening now. Baby boomers will now begin selling stocks to makeup for the shortfall in SS income. In 2016, when baby boomers begin to turn 70, the Federal Government mandates that the baby boomers MUST make withdrawals from their retirement accounts. The government does this because they want their deferred tax money to be paid before the boomers die and everything is tied up in probate. The question is, who in the world is going to buy all of these stocks that will be sold in 2016? Unless the government changes the law somehow and takes out the taxes only without forcing a liquidation of a percentage of the portfolio assets, there will be another stock market crash in the 2016-2017 time frame. Young people today just don't make enough money to buy all of these stocks that will be forced to be sold, therefore, the stock market must go down. If the U.S. government doesn't come up with a good plan to avoid this scenario, we are in store for another stock market meltdown in the near future. Immorality,
Abortion and Birth Control
The only command that mankind in general has ever obeyed is the one God gave to Adam and Eve. They have only obeyed it because God fooled them into it, He made it fun. But, now they want the fun without the fruitful part. (Gen 1:28 NKJV) Then God blessed them, and God said to them, "Be fruitful and multiply; fill the earth and subdue it; have dominion over the fish of the sea, over the birds of the air, and over every living thing that moves on the earth." Satan is fighting against that command. Really, to be truthful, the economy of this world is one big Ponzi scheme. Everything depends on an ever increasing population until Christ returns and rules with a perfect system. Until then, we have to follow what God has commanded to keep things on an even keel. What
is a Ponzi Scheme (from Wikepedia)
Charles Ponzi (March 3, 1882 – January 18, 1949) was one of the greatest swindlers in American history. His aliases include Charles Ponei, Charles P. Bianchi, Carl and Carlo. The term "Ponzi scheme" is a widely known description of any scam that pays early investors returns from the investments of later investors. He promised clients a 50% profit within 45 days, or 100% profit within 90 days, by buying discounted postal reply coupons in other countries and redeeming them at face value in the United States as a form of arbitrage.Ponzi was probably inspired by the scheme of William F. Miller, a Brooklyn bookkeeper who in 1899 used the same pyramid scheme to take in $1 million. Social
Security
Social security depends on there being ever more payers to support the retirees. If the population increase slows, the whole system eventually goes into default. The government economists are predicting that will happen by 2030 unless something changes drastically. Social Security was devised to make sure that people saved something for retirement. The Federal government takes 7% of the gross pay from an employees check, and forces the employer to match that amount. In other words, every employee is saving 14% which should be plenty for retirement. With interest I should have about $500,000 in my SS account right now after 40 years of contributing. But, President Johnson used the SS fund to pay for the Vietnam war and his “Great Society” program and bankrupted it. It has never been replenished. Since then all money paid out has been from new people paying in. President Johnson made SS a giant Ponzi scheme. Now, that’s OK if we have continuous population growth. Without it, We are doomed to have a bankrupt SS system, or a very small payout compared to what we put in. If the politicians had never touched SS money we could all get $3000.00 a month without the fund ever running dry, or at least not for a few hundred years. That is why while the government gives only lip service to stopping both legal and illegal immigration, they are really all for it. It is saving our bacon. It is only the immigrants that are growing our working population. Any couple with just two kids are only replacing themselves, not growing the population, and creating extra workers and taxpayers to cover their retirement. We have stifled our own population growth since the invention of the birth control pill. Then on top of that we now have legalized abortion. Now the third wave, legalized same sex marriage is in the works. (They might adopt, but they don’t usually produce children. If they do it is not by normal means birthing into a normal family) Satan is behind all of this. He wants God’s people poor and unblessed. The only birth rate that is up is that of unwed mothers. That rate is skyrocketing, but that is no help. For every mother and child that receive benefits from the government, that’s a drain on our economy, not a benefit. That is one reason why immorality is wrong, it leads to fatherless families which leads to taxpayer dollars going into assistance programs rather than social security. In this case the young are stealing from the old. Is their no one honest in our country? The old are stealing from the young by printing money like it is going out of style, and running up huge debts for useless boonoggles for future generations to pay. At the same time young mothers and their babies are stealing SSI benefits from the old. Young men and young women are swindling old people out of their retirement savings. Politicians and crooked bankers and CEO’s are stealing from everyone. Even the preachers steal and commit adultery. Our Nation is a den of thieves, many from their very birth to their death. Jer 7:8 "Behold, you trust in lying words that cannot profit. Jer 7:9 "Will you steal, murder, commit adultery, swear falsely, burn incense to Baal, and walk after other gods whom you do not know, Jer 7:10 "and then come and stand before Me in this house which is called by My name, and say, 'We are delivered to do all these abominations'? Jer 7:11 "Has this house, which is called by My name, become a den of thieves in your eyes? Behold, I, even I, have seen it," says the LORD. Jer 5:24 They do not say in their heart, "Let us now fear the LORD our God, Who gives rain, both the former and the latter, in its season. He reserves for us the appointed weeks of the harvest." Jer 5:25 Your iniquities have turned these things away, And your sins have withheld good from you. Jer 5:26 'For among My people are found wicked men; They lie in wait as one who sets snares; They set a trap; They catch men. Jer 5:27 As a cage is full of birds, So their houses are full of deceit. Therefore they have become great and grown rich. Jer 5:28 They have grown fat, they are sleek; Yes, they surpass the deeds of the wicked; They do not plead the cause, The cause of the fatherless; Yet they prosper, And the right of the needy they do not defend. Jer 5:29 Shall I not punish them for these things?' says the LORD. 'Shall I not avenge Myself on such a nation as this?' Jer 5:30 "An astonishing and horrible thing Has been committed in the land: Jer 5:31 The prophets prophesy falsely, And the priests rule by their own power; And My people love to have it so. But what will you do in the end? Overpopulation
and Global Warming
Some might ask, if God set the world up to be a giant Ponzi scheme, it will eventually have to come to an end anyway. There will come a time when the planet is just too full of people and there is no room for new players. Now, that would be a correct assumption if there was not a set date for that program to end and a new program to begin. When Christ returns that program will end. God has a day and an hour set that the current program will end. (Mat 25:13 "Watch therefore, for you know neither the day nor the hour in which the Son of Man is coming. The program will probably come to an end 6000 years from the day Adam was created. That will probably be 2000 years from the ascension of Jesus Christ. No one knows when that is though, but probably sometime between 2018 and 2070. Another factor in the equation is this; Population will decrease through natural disasters before the return of Christ. The book of Revelation outlines these events. So, there is nothing to worry about concerning overpopulation. We need to follow God’s plan to be fruitful and multiply until Christ’s return. If we don’t, the economies of the world will suffer, as Japans has been doing for more than ten years now. Japan has more old people than young people, so their economy is upside down, as we say in the auto sales business. They owe more than the government collects in taxes. The USA will follow the same path if we are not careful. We are very close to it right now. We probably have a few more years to correct the situation, after that our economy will be in stagflation until the baby boomer generation has died off. Isaiah the prophet also predicted that population would decrease before the return of Christ. He said mankind would be more scarce than pure gold. Isa 13:11 I will punish the world for its evil, the wicked for their sins. I will put an end to the arrogance of the haughty and will humble the pride of the ruthless. Isa 13:12 I will make man scarcer than pure gold, more rare than the gold of Ophir. Isa 13:13 Therefore I will make the heavens tremble; and the earth will shake from its place at the wrath of the LORD Almighty, in the day of his burning anger… Revelation says that first ¼, then 1/3 and then 2/3 of the worlds population will be destroyed when the end times plagues of the book of Revelation strike the earth. Again, there is no need to worry about overpopulation. There will probably be less than one billion people left alive on earth when Christ returns. Read “Countdown to 6000” to get the details of every prophecy left to be fulfilled. What about global warming and other “green” issues? God has provided enough resources to sustain human life until Christ returns. At that time he will renew the earth’s resources if necessary for the next 1000 years. After that it won’t matter because eternity begins and we will not need to eat unless we want to for pleasure. We will have angel type bodies. What the “greens” and those concerned with environmental issues should concentrate their efforts on is war. The military machines of the world are the big polluters. Imagine if there were no warplanes, rockets and ground vehicles in all the countries of the world. It’s a fact that the largest single users of petroleum based fuels in the world are the militaries of the world. Address that issue and you will make some progress with carbon based emissions. Mat 5:9 Blessed are the peacemakers, For they shall be called sons of God. Not only that but you will be blessed by God for being a peacemaker. All environmentally concerned people should concentrate on the old hippie saying “Make Love not War.” Then they will be on the right track. We need more people and fewer weapons to keep our old world going for as long as we need it. It’s like keeping and old car running. We need to nurse it along until we can get a new one. The
Answer to All of Our Problems - God's Blessing!
The answer to our problems is simply this, to follow God’s commands. If we do we will be blessed again, if we don’t we will continue to be cursed. Deut. 28:1 And it shall come to pass, if thou shalt hearken diligently unto the voice of the LORD thy God, to observe and to do all his commandments which I command thee this day, that the LORD thy God will set thee on high above all nations of the earth: Deut. 28:2 And all these blessings shall come on thee, and overtake thee, if thou shalt hearken unto the voice of the LORD thy God. Deut. 28:12 The LORD shall open unto thee his good treasure, the heaven to give the rain unto thy land in his season, and to bless all the work of thine hand: and thou shalt lend unto many nations, and thou shalt not borrow. Deut. 28:13 And the LORD shall make thee the head, and not the tail; and thou shalt be above only, and thou shalt not be beneath; if that thou hearken unto the commandments of the LORD thy God, which I command thee this day, to observe and to do them: Deut. 28:14 And thou shalt not go aside from any of the words which I command thee this day, to the right hand, or to the left, to go after other gods to serve them. We, the United States, were formerly the head and not the tail. We lent to many nations and did not have to borrow. Now without the help of the Asians to lend us money our government would be broke in short order. God’s word has been fulfilled in the history of our nation. He has proven himself to be true to his word. Deut. 28:15 But it shall come to pass, if thou wilt not hearken unto the voice of the LORD thy God, to observe to do all his commandments and his statutes which I command thee this day; that all these curses shall come upon thee, and overtake thee: Deut. 28:16 Cursed shalt thou be in the city, and cursed shalt thou be in the field. Deut. 28:17 Cursed shall be thy basket and thy store. Deut. 28:18 Cursed shall be the fruit of thy body, and the fruit of thy land, the increase of thy kine, and the flocks of thy sheep. Deut. 28:19 Cursed shalt thou be when thou comest in, and cursed shalt thou be when thou goest out. Deut. 28:20 The LORD shall send upon thee cursing, vexation, and rebuke, in all that thou settest thine hand unto for to do, until thou be destroyed, and until thou perish quickly; because of the wickedness of thy doings, whereby thou hast forsaken me. Deut. 28:43 The alien who lives among you will rise above you higher and higher, but you will sink lower and lower. Deut. 28:44 He will lend to you, but you will not lend to him. He will be the head, but you will be the tail. Deut. 28:45 All these curses will come upon you. They will pursue you and overtake you until you are destroyed, because you did not obey the LORD your God and observe the commands and decrees he gave you. We are now the tail of the dog. We are being wagged by our creditors. Not long ago our government was considering a ban on some Chinese goods that could contain poisonous lead. The Chinese government said that if we banned their products they would quit lending us money and sell the dollar based assets they hold. We backed down immediately. We are in such sad shape in this nation that we have to allow our children to play with dangerous toys in order to keep borrowing money from foreigners to allow our government to continue to operate. We truly are now the tail and not the head. God has brought us low because of our sins, but he can raise us back up in short order, if we repent. What
Should We Do?
Now, as I write this, I’m about 999% sure we won’t do even one Item on this small list. I almost decided to leave this section out and just say, We Are Freaking Doomed! But, I write it, not expecting it to be done, but as a witness against us. There is hope but we won’t accept it. There is a cure for our disease, but we won’t take the medicine necessary to heal ourselves. What is the cure? The cure is to do what we used to do, to do what we did when we were blessed. The cure is to return to our old ways, to follow the Lord. The
Ten Commandments
There are hundreds of commandments and laws in the bible. But, here we are only going to deal with the common ten. Some Christians may get their hair standing on end here saying; whoa you are trying to put us under the old testament law. Wait one second here before you get all fired up. Most of the Ten Commandments are meant to be civil law. Do not kill, do not steal, do not commit perjury etc. If we follow the ten we will have a decent place to live, and God will bless us as he did in the past. Let’s go through them and see how each one would help our nation become a better place to live. 1. Deut. 5:7 “You shall have no other gods before me. This is fairly simple, just like the answer Jesus gave to Satan. “You shall worship the Lord your God and Him only shalt thou serve.” It’s not rocket science. Jer. 10:2 Thus saith the LORD, Learn not the way of the heathen, We are not to even learn about the ways of the heathen or their gods. It will only serve to lead us astray. We should not even learn about Allah, Buddha, the Hindu's or any other false religion. Foreigners visiting here should of course have freedom to worship as they please, but our culture and our holidays and our school calendars should not change to please unbelievers. 2. Deut. 5:8 & 9 “You shall not make for yourself an idol in the form of anything in heaven above or on the earth beneath or in the waters below. You shall not bow down to them or worship them; Going right along with the first commandment, almost as a continuation of it, we are not to worship idols of gold, silver, wood stone or any other material. This is simple; we are to worship only the invisible God, Yahweh. 3. Deut. 5:11 “You shall not misuse the name of the LORD your God, for the LORD will not hold anyone guiltless who misuses his name. Another easy one. We are not to swear falsely using God’s name, (as in court) or use his name loosely in casual talk. We are to reverence the name of the Lord. 4. Deut. 5:12-14 “Observe the Sabbath day by keeping it holy, as the LORD your God has commanded you. Six days you shall labor and do all your work, but the seventh day is a Sabbath to the LORD your God. On it you shall not do any work, neither you, nor your son or daughter, nor your manservant or maidservant, nor your ox, your donkey or any of your animals, nor the alien within your gates, so that your manservant and maidservant may rest, as you do. This was practiced to a large degree years ago, although everything was shut down on Sunday instead of on the Sabbath. However, God still blessed us, perhaps for at least trying, even if we weren’t doing it exactly right. The Sabbath day is actually from sundown Friday to sundown Saturday. Businesses used to be closed on Sunday, giving everyone a day of rest. Everyone had a mental health day. Families could get together and spend quality time. Even the television was off of the air from Saturday at midnight until Monday morning. Only the test pattern was on the screen. There was no Sunday afternoon football or sports. Most people went to church on Sunday; it was the only place open. According to God’s law even the king’s servants were to have the day off to rest and worship. The Sabbath day of rest was a blessing from God, not a hardship. It is only greed that ended it. The desire for profit seven days a week. Now almost everything is open on Sundays. How can people go to church when they are working? How can people get away from stress when they work seven days a week? This is a part of Satan’s plan, to make people so stressed out they go crazy and commit horrible acts of violence, murdering their families, and by keeping them away from church on Sunday they fail to learn the word of God. Restoring one day when business is shut down, except for hospitals and emergency services, (Jesus verified that was OK) would go a long way toward making our country more God fearing and sane. Satan has us running around chasing our tails seven days a week until we are driven mad. It’s time to get back to doing things God’s way. It would save billions in medical costs if people could just get some rest. And while we are doing it we may as well do it right, shut it all down on the real Sabbath day, from Friday evening to Saturday evening. Shut it all down. Rest. Go to Church. Spend time with your family. Is that such a bad thing to do one day a week? 5. Deut. 5:16 “Honor your father and your mother, as the LORD your God has commanded you, so that you may live long and that it may go well with you in the land the LORD your God is giving you. God commands children to obey their parents, and promises a longer life for doing so. Children learning to obey their parents might also cause them to have more respect for their elders in general. What a blessing that would be for teachers. Is that such a bad thing to do, to have well behaved children? Satan would have us believe that you have to let children “do their own thing” so as not to stifle their creativity. What it actually does is causes them much harm later in life as they are unable to adapt to real life conditions (such as the military) where they can’t always have their own way. What a wonderful country it would be if this commandment was reimplemented. Prov 13:24 He who spares the rod hates his son, but he who loves him is careful to discipline him. A normal child is capable of knowing right from wrong at 12 years of age. A child is actually an inexperienced adult at that age. when Jesus was twelve years old he went into the synagogue and began teaching the Rabbi's. He was smart enough to do it at a younger age, but he didn't. He waited until he was officially an adult. That is why bar and bat mitzvah's and confirmation in the church take place at 12 years old. Drug dealers know that "Juvee's" (juvenile offenders) get off easy for their crimes so they recruit them to sell drugs. The first time juvenile offender gets off with a slap on the wrist and the drug dealer recruits a new youth to sell his wares. Now that the first one has been introduced to the easy money of crime, they are on the road to becoming a life long crimminal. Eccl 8:11 Because the sentence against an evil work is not executed speedily, therefore the heart of the sons of men is fully set in them to do evil. This should not be. We are encouraginging crime. Crime should be punished quickly, no matter what the age of the offender. The ancient law was very tough on juvenile crime. I'm not recommending a return to that but we can see how serious God is about nipping juvenile crime in the bud in order to have a decent society to live in. (Deu 21:18 NKJV) "If a man has a stubborn and rebellious son who will not obey the voice of his father or the voice of his mother, and who, when they have chastened him, will not heed them, (Deu 21:19 NKJV) "then his father and his mother shall take hold of him and bring him out to the elders of his city, to the gate of his city. (Deu 21:20 NKJV) "And they shall say to the elders of his city, 'This son of ours is stubborn and rebellious; he will not obey our voice; he is a glutton and a drunkard.' (Deu 21:21 NKJV) "Then all the men of his city shall stone him to death with stones; so you shall put away the evil from among you, and all Israel shall hear and fear. There are more U.S. military suicides today than ever before in our history. Why is this? Our young people cannot face reality or hardship. When they get into the military or other tough real life situations they can't call for their mother to come and cuss out the principal and the teacher, like they have done all of their lives. If there is ever another war fought on our own soil the over 50 people will have to fight it. Our little sissies are neither willing nor able to do so. If they can't start the game over when they lose, like a computer game, they refuse to play. They would rather eat their gun than defend our nation or suffer any hardship. It is not all their fault. The school system has taught them that no one should ever bully them, and if anyone ever does, tell your mother, the teacher, the principal and the guidance counselor. They will fix it for you and make it all better, for the rest of your life. That is a lie from hell. Life is just not that easy, for anyone. Even the most God fearing people in the bible had their fair share of problems in life. Adam, Job, Abraham, Jacob, David and all the rest had problems. Why should todays generation be exempt and just have a soft cushy little life? They don't have that, but they believe that they should and when it doesn't come to pass as they have been taught it should they go into mental breakdown. Dr. Spock (not Mr. Spock) was wrong, and even he admitted it near the end of his life. Jer 16:19 ... "Surely our fathers have inherited lies, Worthlessness and unprofitable things." When todays children find out that they have been lied to, they can't handle it. It is like finding out at 21 years old that there is no santa claus. They get so depressed they would rather be dead than alive. Thats what Satan wants. Depressed people who live useless lives and die young. He (Satan) has our youth in his clutches. 6. Deut. 5:17 “You shall not murder. Simple civil law here. It is not taught though now, that there is a judgment coming for murderers. That is why it is becoming more and more prevalent in the end times. If you can murder someone and improve your life by doing so, go ahead, as long as you can get away with it. That is what our society now teaches. Maybe they don’t come right out and say it that way, but our court system sets that for an example. Find a technicality, beat the system. Yes, beat the system. Murder someone and get rich, or die tryin, as the song says. This includes abortion and infanticide. Capital punishment is not murder. The government has the authority to execute crimminals, but private citizens do not. A private citizen can only take a life in self defense, according to the bible. 7. Deut. 5:18 “You shall not commit adultery. This command covers all immorality, not just adultery. We shouldn’t even allow shows on TV that feature any type of immorality. It just tempts people to try it for themselves; it looks like so much fun on daytime soap operas. WoW! What would be on TV if there wasn’t any illicit sex? Leave it to Beaver? Father Knows Best? Andy of Mayberry? Clean wholesome shows? What a change that would be. Good Lord! Could we stand it? Would we have to bail out the porn industry? 8. Deut. 5:19 “You shall not steal. Just more sensible civil law. I remember the days when you didn’t have to lock the doors to your house or your car. No one would steal your stuff. Try that now. How nice it would be if people were honest. That’s how God intended it to be. 9. Deut. 5:20 “You shall not give false testimony against your neighbor. This concerns perjury. God had a sure fire plan for dealing with perjurers, people who were falsely accusing someone else of a crime. The perjurer would receive the punishment that they were trying to inflict on an innocent person, even up to the death penalty. Whatever they were lying about in court, they would get the penalty for. We should be following this and clean up our courts and legal system. Deut. 19:16-17 If a malicious witness takes the stand to accuse a man of a crime, the two men involved in the dispute must stand in the presence of the LORD before the priests and the judges who are in office at the time. Deut. 19:18-19 The judges must make a thorough investigation, and if the witness proves to be a liar, giving false testimony against his brother, then do to him as he intended to do to his brother. You must purge the evil from among you. The lawyers behind a perjurer, who cook up the phony stories should also receive the same punishment. Many lawyers intentionally and knowingly have their clients lie on the stand and blame someone else for crimes they committed. This would end a lot of perjury and save our legal system a lot of costs. There would also be a lot of dead lawyers. Good business for the undertaker. 10. Deut. 5:21 “You shall not covet your neighbor’s wife. You shall not set your desire on your neighbor’s house or land, his manservant or maidservant, his ox or donkey, or anything that belongs to your neighbor.” This is for our thoughts. We should not even desire to steal or somehow cheat our neighbor out of any of his goods that God has blessed him with. Now if our neighbor has a beautiful new car, there is nothing wrong with going out and buying a similar car, if we can afford it. We just can’t steal his. Mat 5:27 "You have heard that it was said to those of old, 'You shall not commit adultery.' Mat 5:28 "But I say to you that whoever looks at a woman to lust for her has already committed adultery with her in his heart. Mat 5:29 "If your right eye causes you to sin, pluck it out and cast it from you; for it is more profitable for you that one of your members perish, than for your whole body to be cast into hell. Coveting is more than that. Coveting is also figuring out how to defraud old people (or anyone) out of their retirement savings or goods, and stealing the homes and inheritance of widows and orphans. I live in Florida. It is standard procedure to cheat everyone out of everything you can. It is almost the law that you have to do it. We live in a twisted and evil society. Now, are all of these laws really necessary some Christians may ask? Well, Jesus in a sense said no, these are not necessary if you follow the two. Matt. 22:36 “Teacher, which is the greatest commandment in the Law?” Matt. 22:37 Jesus replied: “ ‘Love the Lord your God with all your heart and with all your soul and with all your mind.’ Matt. 22:38 This is the first and greatest commandment. Matt. 22:39 And the second is like it: ‘Love your neighbor as yourself.’ Matt. 22:40 All the Law and the Prophets hang on these two commandments.” If we could follow the two commandments, we would automatically be following the ten. We would follow the first four commandments because we loved the Lord with all of our hearts and would do what he says, and we would follow the rest because of our love for our fellow man. That is not just a new testament command by the way. Deu 6:5 "You shall love the LORD your God with all your heart, with all your soul, and with all your strength. Lev 19:18 ... but you shall love your neighbor as yourself: I am the LORD. Think about it. If we loved our neighbor as our self, we would not kill him, rob him, steal from him, lie about him, commit adultery with his wife, or figure out a way to get his goods. If you can follow the two commandments, you don’t need the ten. But, our society needs the ten because we have never reached the point of spiritual maturity where we can follow God’s law in our hearts and minds without specific written instructions. Deut. 5:22 These are the commandments the LORD proclaimed in a loud voice to your whole assembly there on the mountain from out of the fire, the cloud and the deep darkness; and he added nothing more. Then he wrote them on two stone tablets and gave them to me. If we want our nation healed and healthy in every way all we have to do is to once again begin to obey God’s laws. He is merciful and will forgive us and restore us as the head and not the tail. He can do it fast. Faster than things came apart they can go back together. Do you think they will? Do you think we will begin obeying God again? I sincerely doubt it, so it looks like we are headed for hell in a hand basket, but I hope that I am wrong and we repent as a nation. Even if 10% would repent God would probably bless us greatly. He would have spared Sodom and Gomorrah if only ten righteous people could have been found between the two cities. He would spare us too, but we must repent and begin to follow his laws. Prov 6:16 These six things the LORD hates, Yes, seven are an abomination to Him: Prov 6:17 A proud look, A lying tongue, Hands that shed innocent blood, Prov 6:18 A heart that devises wicked plans, Feet that are swift in running to evil, Prov 6:19 A false witness who speaks lies, And one who sows discord among brethren. The things above are exactly the things we are doing today in the United States. When we do these things we bring down God's judgment upon ourselves. 2Tim. 3:1-5 This know also, that in the last days perilous times shall come. For men shall be lovers of their own selves, covetous, boasters, proud, blasphemers, disobedient to parents, unthankful, unholy, Without natural affection, trucebreakers, false accusers, incontinent, fierce, despisers of those that are good, Traitors, heady, highminded, lovers of pleasures more than lovers of God; Having a form of godliness, but denying the power thereof: from such turn away. We are going to undergo some very bad times in this nation and in this world, but all hope is not lost. The devil will ultimately lose, Jesus will win, and those who believe in him will spend eternity in Heaven. Those who don’t will be cast into the lake of Fire. It’s that simple. Choose today whom you will serve. God or Satan. Heaven or Hell. The choice is yours. Rev. 19:20 And the beast was taken, and with him the false prophet that wrought miracles before him, with which he deceived them that had received the mark of the beast, and them that worshipped his image. These both were cast alive into a lake of fire burning with brimstone. Rev. 20:10 And the devil that deceived them was cast into the lake of fire and brimstone, where the beast and the false prophet are, and shall be tormented day and night for ever and ever. Rev. 20:14 And death and hell were cast into the lake of fire. This is the second death. Rev. 20:15 And whosoever was not found written in the book of life was cast into the lake of fire. |
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Salvation This site would not be complete without a simple explanation of Salvation. Very briefly, everyone who ever has or will ever make it into God’s Kingdom will have been saved by faith in the Messiah, Jesus Christ. Many before his first coming never knew is name as Jesus Christ. They only knew and believed by faith that God Would someday send a Redeemer, a Messiah, a Christ, to save them from both spiritual and physical problems. They had Faith in an unknown un-named Jesus Christ. The promise of a Saviour began in Genesis right after mans fall into sin and salvation by faith in this promise has been available from the time of Adam and Eve onward up until This promised Messiah, Saviour and Redeemer was revealed as Jesus Christ about 2000 years ago. We no longer have the option of just believing in some un-named coming redeemer for salvation. This option vanishes for every person the moment they hear, read or have the Gospel presented to them in some manner. From that point on they must make a choice. This is so because Jesus said; (John 10:24-29 NCV) The Jews gathered around him and said, "How long will you make us wonder about you? If you are the Christ, tell us plainly." Jesus answered, "I told you already, but you did not believe. The miracles I do in my Father's name show who I am. But you don't believe, because you are not my sheep. My sheep listen to my voice; I know them, and they follow me. I give them eternal life, and they will never die, and no one can steal them out of my hand. My Father gave my sheep to me. He is greater than all, and no person can steal my sheep out of my Father's hand. Since Jesus returned to Heaven whenever anyone hears the Gospel the Holy Spirit is there to open the minds and hearts of those who are hearing it to the fact that it is the truth. Anyone who rejects the Gospel upon having it presented to it simply show that they are not willing to accept the truth and be saved. You can be saved right now, in the next few moments by simply praying sincerely to God the Father and to Jesus Christ the simple prayer below. Heavenly Father, Lord Jesus Christ; I know I am a sinner. Please come into my life and save me and forgive me all of my sins and make me into the kind of person you want me to be. I’m trusting only in Jesus Christ for my salvation and I ask this prayer in his name. Thank You Lord for Saving me, Amen. That's all there is to it. Now tell someone about it. Read your Bible. Get Baptized. Discover your Spiritual Gifts and Talents. Find a good church and volunteer to serve in some manner according to your gifts and talents. You may ask, How do I find a good church. That's easy. Find one where people are being saved or at least an invitation is given for salvation through Jesus Christ in every service and you will be in a good church. (John 7:14-17 NCV) When the feast was about half over, Jesus went to the Temple and began to teach. The Jews were amazed and said, "This man has never studied in school. How did he learn so much?" Jesus answered, "The things I teach are not my own, but they come from him who sent me. If people choose to do what God wants, they will know that my teaching comes from God and not from me. If you begin to serve the Lord and do his will you will understand more and more with certainty the truth of teaching and doctrines of Jesus Christ. If you ever doubt your salvation, refer to the verse below, and remember, God cannot lie, it is true, and will always be true if you meet the qualifications in the verse below. (Rom 10:9 NKJV) that if you confess with your mouth the Lord Jesus and believe in your heart that God has raised Him from the dead, you will be saved. (Titus 1:2 NKJV) in hope of eternal life which God, who cannot lie, promised before time began, |
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